Medicare 101
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Medicare is health insurance for:

People 65 or older.

Certain people who are under 65 with disabilities who’ve been getting Social Security Disability Insurance (SSDI) benefits for 24 months.

Individuals with ALS (Amyotrophic Lateral Sclerosis, also called Lou Gehrig’s disease) who get SSDI benefits don’t have a 24‐month waiting period.

People of any age with End‐Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant).

A very small subset of people with an asbestos‐related condition associated with a federally‐ declared environmental health hazard can also get Medicare. Currently, this only applies to people affected by a hazard in Libby, Montana.

People who immigrate to the U.S. may qualify for Medicare if they’re in a lawful status. Generally, they must have resided in the U.S. for 5 continuous years to get Medicare.

CMS mails the “Medicare & You” handbook (CMS Product No. 10050) pictured on the slide to all new Medicare beneficiaries at the time they enroll, and to every household each year in the fall.

For more information on options for people with disabilities, visit

CMSnationaltrainingprogram.cms.gov

to review the “Medicare & Other Programs for People with Disabilities” training module.

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